1 person                        min  $12,700                                            max  $21,150
2 person                        min  $15,730                                            max  $24,200
3 person                        min  $19,790                                            max  $27,200
4 person                        min  $23,850                                           max  $30,200
5 person                        min  $27,910                                            max  $32,650
6 person                        min  $31,970                                            max  $35,050
7 person                         min  $36,030                                          max  $37,450
8 person                        min  $39,900                                           max  $39,900

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Contact Us

740-393-1434

Mt Vernon, Ohio

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VOLUNTEER

Accepting Applications

Building Homes


Building Hope


We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, or sources of income.



The ultimate goal of Habitat for Humanity is to eliminate poverty housing and homeless from the face of the earth by building adequate, basic housing.  Furthermore, all of our words and actions are for the ultimate purpose of putting shelter on the hearts and minds of people in such a powerful way that poverty housing and homelessness become socially, politically, and religiously unacceptable in our nation and world.



Contact Us

If you wish to speak to someone please use this form

APPLY FOR A HABITAT HOME

Dream of owning your own home? Help build a home of your own - apply today to become a Habitat for Humanity of Knox County Partner Family.


Family Selection:

Families are selected on a variety of factors, including need, income, and willingness to participate as a partner with Habitat.  The family Selection Committee reviews applications and makes recommendations to the Board for approval.  Income must be sufficient to make timely, low, monthly, no interest mortgage payments, but not such that they could acquire a loan through conventional financing.

Requirements for Habitat for Humanity homeownership: 

  • Need for adequate shelter
  • Ability to pay the monthly mortgage which averages between $450 and $550 per month
  • Have a total debt to income ratio of 39% or less (divide monthly debt by monthly income)
  • Willingness to partner with Habitat for 250 hours of sweat equity per adult by building homes and attending educational classes for homeownership

Financing:

Habitat is not a "giveaway" program.  Partner Families repay a 30 year, no-interest, mortgage which covers land and building costs.  Most labor is done by volunteers.  Mortgage payments are "re-cycled" to help build more houses, but are not enough to fund the entire program.  Habitat raises additional money with various events and annual community fund raising drives (Habitat is not a United Way Agency).  The support of individuals, churches, businesses, and other organizations has been crucial in the success of our mission.  For the past several years, Habitat has received grants from the Community Housing Improvement Program (CHIP), which have partially funded several houses.

Requirements for Habitat for Humanity Financing a Home: 

  • Decent and responsible credit including:

      a. Bankruptcy fully discharged for one year
      b. No court ordered debt

  • All family members to live in the home must pass background check


Applications may be downloaded and printed out from the link below or picked up from our office .  (Please call (740) 393-1434 to confirm office hours.) 

Applications can be mailed in or faxed to (740) 393-1157

To complete an application, you will need to know the following information: 


  • Gross Monthly Income (income before taxes are taken out)
  • Monthly Expenses
  • Long Term Expenses (i.e. credit cards, car loans, student loans)
  • Landlord Information - name, address and telephone number
  • Submit a recent credit report

We do not provide emergency housing. The entire process for a Habitat home, should an applicant be approved, can take anywhere from 12 to 24 months to complete.


Home Interest Form


Click on the link below to download application (PDF)

When the file opens, right click on it and select "Save As..." from the drop down menu and save the PDF file to your computer. Print the application, fill it out COMPLETELY, and then mail it or bring it to our office (see our contact page for our mailing/office address).

Please review the Apply for a Home document to ensure you meet our guidelines before submitting this form to HFHKC. Please note that this Interest Form is NOT an application for a Habitat home, but provides us with your contact information so that we can notify you when we have our Home Interest Meeting at which time you will receive an application.

200 North Main Street, Mt Vernon, OH, United States

Telephone:  740-393-1434

Email: hfhkcoh@centurylink.net

How to Find Us

Lapp Heating and Cooling

Linda Montgomery

Lowe's

Mount Vernon Community Foundation

Ohio Cumberland Gas Company

Owl Creek Title Agency

Whirlpool Inc..

  

ReSTORE

740-485-2194

2014-15 Income Guidelines for Knox County Ohio 
​(2014-2015 Median Income $59,400)

​Family Size    Low Income 30% of Median  Low Income 50% of Median

A Special Thanks To Our Partners! 

Ariel Foundation  

Boucher Plumbing

Brian Stafford Plumbing

City of Mount Vernon

Edsel Excavating

First Congregational Church of Mount Vernon

Hoestettler Metal and Truss

Knox County Commissioners Office

Knox County Chapter of Retired Teachers